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At Equities First, A Loan Is Easy

If you own a small or medium-sized business, you are aware that from time to time, things do not go right. The weather, international events, and even simple economic downturns can affect your bottom line. You might need to consider a loan from time to time.

If you own equities, you can talk with your banker about a loan using the stocks as collateral.

Your banker will likely tell you that they will use equities as collateral for a loan — provided they are not on a list of forbidden equities put out by governmental agencies. Then, they will tell you that they can only lend up to 40% of the value of the equities. That is not a lot. Then, they will need to see a business proposal detailing what you plan to do with the loan proceeds. They will offer you a high-interest rate, and a long time in which to get the funding.

So much for a quick, easy loan, right? Wouldn’t you be better off simply selling the stocks? Click Here for more.

Wait just one minute. There is a place, called Equities First AU, that will lend up to 80% of the value of the equities. They can lend against any stocks they desire since they are not a bank or a financial institution. They are not subject to bank regulations. They will not ask to see a business proposal, either. They are in business to lend money, not read business proposals. Their interest rate is the lowest there is. And, the funding is right away! Now you’ve got it covered! See Equities First, first! for more.

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